Archive for ‘Money’

Thursday, October 8, 2009

Can’t believe it’s been so long

I’m sorry I neglected you, blog!

Things have been… interesting.. here. Chris is still unemployed and starting to get really down about it. Money is tight, and the only way I seem to be able to cope with that is to bury my head in the sand (healthy way of dealing with things, I know). If I think about things too much I get a bit mopey. That said, I’m not depressed about it.. just a little… stressed :)

In happier news, I get to keep my job after December (which would have been when I was scheduled to finish my fixed term contract). My colleague is leaving, we’ll really miss her but it means she gets a great new job she wants and I get a job full stop! The details have yet to be hashed out but I had a meeting with my manager today which was good for the self esteem, I seem to be well regarded :)

I’ve been doing a fair bit of crafting recently including felt and fleece plush toys (more cute things to look at than for actual kids!) and an apron. I’m planning on trying a cover for my sewing machine next. All step by step re-learning how to sew (I did some in school but have forgotten it all!). I’ll post pictures later – at the moment I can’t because my main computer is having issues and crashing / not turning on – far more regularly than is healthy! We think it’s a power supply issue, so that needs swapping out to see if a new one helps. At least i have my laptop for checking mail etc, but it’s old and cranky so not much fun for things like Photoshop and games.

Finally, I’m also re-discovering a very geeky or old fashioned hobby (depending how you look at it) – bored games! My friend Kay is happy to revive this with me, to add to our so-not-cool-kids crafts nights. I’m adding Warhammer into the equation too – a tabletop fantasy battle game you play with little figures. I used to play it as a child/teen with my brother and am looking forward to rediscovering it. And of course the models need painting and scenery making, which is half the fun :)

Time to sign off – I will try and post again a little more frequently!

Tuesday, August 12, 2008

Small Steps…

Over the last few days I’ve been continuing my ebay declutter. Working on the ‘if you don’t use it, even a pound is good’ theory I’m gradually working through my stacks of junk (gradually is the right word). The next ‘main’ thing to work on is the CDs and DVDs… which I don’t listen to or watch more than once in a blue moon.. unfortunatly they sell for next to nothing second hand.

Anyway. I’ve been clearing out lots of little odds and sods … a few bits of clothing, a couple of books, some craft items, some camera bits, etc. I’m definitely of the ‘really enthusiastic about something for 5 mins then get bored’ type! Last month, after fees and postage, I made around £80 – £70 of which went towards my credit card. I’m not planning on making hundreds from this but those bits and bobs add up. My main goal is to reduce my card debt, bit by bit – this month I’m getting a small bonus from work which will go towards it, probably about £200 after tax. It’ll be a long time before I can totally clear the £1350 debt but any little bit helps :)

Today I sold a book on Amazon that I put on the ‘Marketplace’ there months ago. The book is one I picked up online for a specific topic (during my stint at uni), flicked through once, and it didn’t really match the topic properly so was never touched again. I was a bit disappointed with the total price I received after fees (Amazon fees are ridiculous). However, on packaging it up, I realise that it’s been purchased by the library of a large university. That’s more than made up for the low selling price as it means potentially hundreds of students will have access to a fairly rare book. :)

I’m trying to focus a little more on my diet, without dieting per se. I’ve been battling with my weight since childhood, and ‘diets’ just don’t seem to work – I lose about a stone and then give up. So I’m trying a different tack with mostly healthy eating, trying to eat more fruit n veg etc. As lunchtime is my stumbling block at the moment (we have a long break, and while I’m reading a book I tend to eat more than I should) I’m trying to take a salad and a roll, or something similar.. something that will take me a while to get through. Unfortunatly I’ve never had a good idea of when I’m ‘full’ so I can binge very easily. I know every healthy eating tip in the book (loads of water, snack on veggies, etc etc) but I still can’t control my eating habits.

Friday, June 20, 2008

Well, I’ve finally decided to do something about my debt – I have about £1400 of credit card debit, a £300 overdraft that gets maxed every month, and £1600 of loan (though that is fixed repayments; the interest has already been added). Due to the fact I’m working a crappy paid job (£790 p/m after tax…. bank work does *not* pay well) I’m struggling a bit, especially as everything is just going up up up. And learning to drive isn’t helping at £19 a lesson ad £55 per test.

Anyway. I’m really trying to do something about it from now on.. ie not spend!

I did however make that resolution *after* deciding to finish my half-done X-Files dvd collection. I already had seasons 1-5, but the other day I managed to get Seasons 1, 4, 5, 7, 8, 9 on ebay for £41 including postage. I’ve resold 1, 4 and 5 for £8.99 each plus postage. By my calculations that means I’ve wound up paying £14.03, including postage, for 7, 8 and 9. Considering they sell for about £15+ postage each, that’s a pretty good deal :) Now I just have to get #6 and I’m done :) I think that’s pretty smart buying, if I do say so myself.

This evening, hyped up on coke (the sugary kind), I’ve been figuring out why the stitching is all loose on the sewing machine. It turns out the bobbin was threaded wrong due to a rather hideously illegible diagram. Now it’s sorted (plus point one = learning how to use the thing) I’ve mended the ripped seam of a pair of trousers (plus point two = fixing something that would otherwise be thrown). All in all a productive couple of hours :)

Friday, October 12, 2007

Chris’ New Job… and shopping for Christmas!

Well, some good news.. Chris got a job (actually with the company he was temping with before, but this time permanent). So that’s some money worries sorted as of next month.

Changing the topic entirely, today I went for a little shopping trip in town… got a couple of packs of blank card backs with envelopes, about 16 in total, for £3 which I didn’t think was too bad (they’re quite large ones) . They’ll do nicely for my christmas card plans.

I also got myself a 2008 calendar. Simply because I fell in love with it… gorgeous black and white closeup shots of nature (such as fern leaves, pebbles etc). EXACTLY the sort of shot I love.

Lastly I stopped at Jessops, my old shop, which is closing next week and thus almost completely bare. Snagged myself (with much weedling as someone else half-wanted it) a large 12×18″ daylight balanced light panel. Originally £99.99.. mine for a tenner. I plan on using it for back light for macro photography, and it might also be possible to rig some srt of stand to have it stood up as a diffused light source for other types of photo. Absolutely thrilled with it :) I might go out tomorrow on the hunt for some brightly coloured fallen autumn leaves, I think they’d make a beautiful macro shot.

Other than that I’ve stopped spending on myself as it’s time for Christmas shopping, yay! :) (I mean that totally honestly, I *love* christmas shopping). So far I have a lovely woven basket which is already mostly full of good quality choc for my mum (green and blacks, etcetera), and something for Chris which I can’t state just in case he reads this ;) I’ve also just spotted a REALLY nice page of stuff in the new avon catalogue, various items made of glass, ornate metal and mother of pearl accents. Rather beautiful :) There’s a nice candle and holder (here) for £4 and a small photo frame for £5 which I think mum would love.

Saturday, September 29, 2007

So, the job is going well. Last week was my training course in manchester, which was a lot of hard work but interesting :) I saw kethry a couple of times, and completely ruined my diet by eating out every day for a week – croissants for brekkie, sandwich for lunch, italian/japanese/mexican/hardrockcafe for dinner (which, by the way, was crap. *2* vegetarian options (including a salad) on the whole menu. crap tasteless veggie burger. what a waste of money).  I meant to try out both 8th Day Cafe, and Earth Cafe, both vegetarian/vegan places, but I didn’t get to either. I had a cold all week so wasn’t really feeling like traipsing over town looking for things.

On the bright side while I was there I unexpectedly got paid! Turns out my new manager decided to pay me from when I should have started – 3rd Sept, rather than 17th when I actually started. Which is good. Especially as my boyfriend’s temp job ended unexpectedly so we’re kinda screwed on the money front :) .. also I just got my last paycheck from Jessops and got paid £150 for untaken holiday time I didn’t realise I had .. doubly good :)

I’ve also just received a holiday form for HSBC, dated 2008. Crap. I’m gonna have to beg and see if I can get even a few days off in december to see my family.

Um what else..

I had rather a nasty kick up the bum a month or so ago… Firstly I went to the doctors and my blood pressure was higher than normal .. and my mum commented on the phone that she was ‘concerned’ about my weight. And well.. I got weighed at the doctors and I’d put another stone onto my already-obese weight. So I’ve gone (back – been before) to Weight Watchers. I’m determined to do something about it this time.

I’ve started thinking about Christmas, figure I need to start buying bits and pieces now if money’s going to be tight. Only really figured out keth’s pressie so far though!

Listening to: Foo Fighters – The Pretender
via FoxyTunes